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Debts brought into a relationship can be ruinous for couples, but many decide to work as a team to conquer individual debts. You can help your partner in nonmonetary ways as an accountability buddy. You can also assist financially by gifting or loaning money, or covering more household costs while your partner focuses on making debt payments. But if you’re helping pay off a debt that’s 100% your partner’s responsibility, it’s important to consider how to keep things fair and not put your relationship — and your own finances — at risk.

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Tech and media layoffs have gotten the most headlines lately. But combined, the two high-profile industries account for only about 5% of U.S. employment, according to the U.S. Census Bureau.Other industries are also cutting jobs, including the auto industry, manufacturing and financial services. Unemployment is expected to deepen as the Fed slows the economy in...

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Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode we continue our series about managing your money in 2023 with a discussion about managing uncertainty in the new year. Check out this episode on any of these platforms:Apple PodcastsSpotifyOur takeUncertainty — in your personal life, in the economy, in the...

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.In investing terms, a “glide path” describes how a mix of investments changes over time. Typically, the mix gets more...

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Whether your New Year’s resolutions were to save more, spend less or pay off debt, life might already be getting in the way. Unpredictable expenses early in the year can complicate your goals, but they don’t have to knock you completely off course. Creating sustainable goals can put you in a better financial position next year. Here are some ways to get your money moves back on track this year, including getting more specific, setting up regular check-ins, automating some processes and being flexible in the face of setbacks and unpredictable expenses.

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a primer on...

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.In this week’s episode, we continue our series...

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.After years of being in debt, Rachel Kramer Bussel came to a realization: “If I don’t become proactive about it,...

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As we kick-start 2023, many parents are rebalancing their budgets and looking for ways to save money amid inflation. Parents who often look forward to getting sizable tax refunds may end up with a noticeable reduction. This could be due in part to reductions in the child and dependent care credit as well as the child tax credit. Parents can reevaluate some of their child-related expenses to save money in 2023. Some common expenses they can review include health insurance plans, entertainment for their kids, child care expenses and groceries.

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.This week’s episode starts with a discussion with...

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Debt from holiday spending and other end-of-year costs often comes due in January, and with rising interest rates, it’s increasingly expensive. To pay it off, it helps to make a plan that involves first targeting debt with the highest interest rates or debt with the lowest balances. Looking for places in your budget to trim and planning frugal social activities in January can also help, as can consolidating debt onto a card with a lower interest rate. It’s important to reward yourself along the way to keep up your motivation.

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.This week’s episode is all about investing in...

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Privacy seems to be an increasingly rare commodity. How often do we hear about security breaches that reveal our personal information to some bad actor somewhere? It feels as if it's almost daily. LastPass, the password security app (ironically enough), Chick-fil-A and Twitter have all recently (like in the past couple of weeks or so) had...

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this week’s episode, we discuss the newest...

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While setting boundaries around money can sometimes be a daunting task, doing so can help put you on the path to financial wellness.If you struggle with setting (and sticking to) financial boundaries, there's no better time than the start of a new year to get into the habit.What are financial boundaries?  “Money boundaries are limits that...

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After the holiday season, those “buy now, pay later” bills will come due. If you’ve taken on too much debt or experienced a financial setback along the way, some options may provide a way out. Depending on your situation and the terms of the buy now, pay later plan, you’ll have to weigh which options save the most money to make progress on debt. Paying debt with credit isn’t ideal, but it can be useful if it lowers costs and prevents you from defaulting on payments. Before turning to those options, though, consider whether updating your budget could be enough to keep payments on track.

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a list of...

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Inflation has a way of affecting nearly every aspect of our finances. Big jumps in tax brackets could save you money, especially if you’re working and your raises — like those of most workers — haven’t kept pace with inflation. Plus, a $2,000 increase in 401(k) limits means you can tuck aside more money for retirement. On the other hand, a whopping increase in the maximum earnings taxed by Social Security means higher earners will pay more in FICA taxes. If you’re a homeowner, you’ll want to review your coverage because there’s a good chance you’re underinsured.

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The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode is all about how you...

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More than 1 in 4 retirees say they’re spending more than they can afford, according to an October 2022 survey by the Employee Benefit Research Institute. With inflation at 7.1% in November, it’s not surprising that savings aren’t going as far as they used to. But there are ways to bring in extra income without...

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