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Nobody wants to go public anymore. After a roaring 2021 initial public offering (IPO) market, featuring boldface names like Rivian and Robinhood, private companies are staying private in 2022 since investor risk appetite for new issues has vanished. “When the stock market is down, people have less of an appetite for IPOs,” said James Angel, […]

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If you’re a first-time homebuyer who hasn’t saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan could be ideal. Loans that are insured by the FHA have lower down payment requirements than conventional loans and tend to be […]

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The average interest rate on refinanced student loans fell last week. For many borrowers, rates remain low enough to make refinancing a good option. The average fixed interest rate on a 10-year refinance loan was 5.56% from September 26 to October 1. That’s for borrowers with a credit score of 720 or higher who prequalified […]

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If you take out a mortgage to buy or refinance a home, you’ll have to pay closing costs. These usually range from 3% to 6% of the total loan amount, which can add up to thousands of dollars. In some cases, you might be able to use a credit from your lender to cover some […]

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How many and what type of credit cards should you have? The answer is not only different for each person, but also likely to evolve with your finances, spending, knowledge and the offers available to you. Is It Good to Have Multiple Credit Cards? Any benefit achieved with multiple credit cards ultimately depends on the […]

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