Dental insurance available to veterans at reduced cost

2013-11-13T05:45:00Z 2013-11-21T14:43:43Z Dental insurance available to veterans at reduced costFrom the Racine County Veterans Service Office Journal Times

The U.S. Department of Veterans Affairs is implementing a comprehensive national VA Dental Insurance Program (VADIP) to give enrolled veterans and Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) beneficiaries the opportunity to purchase dental insurance through Delta Dental and MetLife at a reduced cost.

Participation is voluntary. Purchasing a dental plan does not affect veterans’ eligibility for VA dental services and treatment. VADIP opens Friday for the purchasing of plans, with coverage beginning Jan. 1.

Covered services include diagnostic, preventative, surgical, emergency and endodontic/restorative treatment. Delta Dental and MetLife are offering multiple plans. Each participant pays the fixed monthly premiums for coverage and any copayments required, depending on the type of plan selected.

Dependents of veterans, except those eligible under CHAMPVA, are not authorized to participate in VADIP. Those individuals may be eligible for separate dental insurance coverage offered by these carriers.

Delta Dental

Eligibility to enroll in VADIP is exclusive to veterans who are enrolled in VA health care and dependents of a veteran eligible for CHAMPVA.

This is the first national dental program authorized by the United States government for eligible Veterans Affairs beneficiaries

Designed specifically for veterans enrolled in VA health care and survivors and dependents of veterans eligible for VA’s Civilian Health and Medical Program.

Coverage provided in the United States, District of Columbia, Puerto Rico, Guam, U.S. Virgin Islands, American Samoa and the Commonwealth of the Northern Mariana Islands.

MetLife

With the VADIP, you have a choice of two plan options: standard and high. Both options cover a broad range of important dental services. VADIP offers an expansive network of Delta Dental PPO dentists for maximum cost savings and program value.

MetLife will manage the dental enrollment process and enrollment in this program will be evergreen; not limited to a specific enrollment period. MetLife will verify an applicant’s eligibility through an eligibility verification process prior to informing the applicant about their eligibility. MetLife will enroll eligible applicants within five calendar days from the date of receipt of a request to enroll.

MetLife will establish effective date of coverage rules, but the effective date will not exceed 31 calendar days from date of enrollment. MetLife will provide each enrolled applicant a written explanation of their effective date of coverage via email or mail as part of their enrollment package. The initial enrollment period will be at least 12 calendar months.

For more information about VADIP and to verify your eligibility, visit www.va.gov/healthbenefits/ or call 1-877-222-VETS (8387) or you can call or visit your Racine County Veterans Service Officer, Ali Nelson, at (262) 638-6667, located at 1717 Taylor Ave., Racine.

Copyright 2015 Journal Times. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

(1) Comments

  1. Darrell Pruitt
    Report Abuse
    Darrell Pruitt - November 13, 2013 8:51 am
    Neither Delta Dental nor MetLife offer dental "insurance" to veterans. They sell prepaid discounted dental care, provided to captive clients by the lowest bidders with no quality control. Delta and MetLife are more accurately called discount dentistry brokers, and not one of their officials can be held personally accountable for patient harm due to the hurried carelessness they cause.

    D. Kellus Pruitt DDS
    cc: spamgroup
    cc: Delta Dental
    cc: MetLife
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